Porto Montenegro, Tivat, Tivat, Tivat Municipality, Montenegro. - Hero Image
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Porto Montenegro
Tivat | Tivat Municipality

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Ancient Land

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Niko Lakovic
Niko Lakovic
Presented At
€2,750,000
Bedrooms
3
Bathrooms
3
Living
2,713
SQFT
Library
Office
Air Conditioning
Fitness Center / Gym
Bar
Terrace
Garden
Balcony
Pool
Water View
Sea View
Waterfront
Oceanfront
Mountain View
Panoramic / Scenic View
Modern
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Porto Montenegro, Tivat, Tivat, Tivat Municipality, Montenegro. , Tivat , Tivat Municipality

Regent Waterfront 3bdr Apartment

Area: 252 m2 (211 m2 + 41 m2 terrace) Bedrooms: 3 Bathrooms: 3 + 1 Three bedroom apartment with a total area of 252 m2 with panoramic views of the sea, in the hotel Regent, Porto Montenegro. The apartment consists of a large living room with dining area and kitchen and access to a spacious terrace with panoramic sea views, three bedrooms with bathrooms and a guest toilet. The apartment has three separate entrances, so it can function as three separate residential units: two studio apartments and one one-bedroom apartment. Spectacular waterfront property, the Regent Hotel is a central piece within Porto Montenegro marina community. The terracotta roofed building, inspired by the countless Italianate palazzi around the Bay, is tribute to the area’s 400 years under Venetian rule. A central, double-height atrium with expansive views of the sea surrounded by  mountains, leads out onto a tranquil water garden featuring a submergible stone catwalk connected to a private island for exclusive events and dining. A ground-floor café, fine dining restaurant, cigar lounge and library bar will provide a range of dining and entertaining options, created by interior designer Tino Zervudachi. There are two hotel swimming pools, as well as a signature Regent Spa and fitness centre. On the upper levels, the rooms and residences provide sophisticated, contemporary living spaces notable for their multifunctional design. Each benefit from the hotel’s five-star services can if the owner wishes, be included in the rental pool, either in their entirety or in parts by closing off self-contained living areas within the unit, allowing for maximum flexibility and control.

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Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Tivat. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $275,000,000 20% down ($55,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$23,631
$23,631/day
Your home may appreciate while you sleep
$165,869/week $718,767/mo $8,625,200/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$151.3M
vs
OWN 📈 +$214.7M
$214.7M Potential Equity
vs $151.3M lost to rent over 10 years
$55.0M Down Payment Growth
3.9x
10yr
$214.7M
8.1x
20yr
$444.4M
12.6x
30yr
$694.5M
Wealth Comparison
×1,654
Equivalent to 1,654 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $694.5M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $323.9M +18%
Market $374.5M +36%
Optimistic $432.2M +57%
$214.7M est. equity
20 Years
Conservative $381.4M +39%
Market $510.0M +85%
Optimistic $679.1M +147%
$444.4M est. equity
30 Years
Conservative $449.2M +63%
Market $694.5M +153%
Optimistic $1,067.3M +288%
$694.5M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Porto Montenegro, Tivat, Tivat, Tivat Municipality, Montenegro features 3 bedrooms with 2,713 square feet of living space.
This property offers 2,713 square feet of living space.
This property is listed at $275,000,000, which equals $101364 per square foot.
Based on current market indicators, Tivat shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a apartment located in Tivat, Tivat Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Niko Lakovic

Niko Lakovic

Montenegro Sotheby's International Realty

License #-7377

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